Uber quick money tip: round up your bills and put the extra into savings.
For example: my phone bill was 16.75. So I put 0.25 into savings.
You save some pennies each time you spend money, and your current account always looks tidy: it always ends in .00
You can do the same with money coming in as well.
Still reading? Try splitting into two accounts: charity and savings. If you round up more than 0.50, send it to one of the accounts; if you round up less than 0.50, send it to the other.